Residential and Private Mortgage Strategy
Structured mortgage advice for self-employed borrowers, property investors and borrowers whose circumstances require bank, alternative or private options. Monty assesses the borrower, property, income, credit, equity, timing and exit strategy, then prepares the request for appropriate financing sources.
Request a Confidential Financing Review
Built Around the Borrower and the Property
Purchase and Refinance
Residential purchases, refinances, equity takeouts and secured lines of credit for primary residences, second homes and investment properties.
Self-Employed and Complex Income
Mortgage structures for business owners, professionals and borrowers whose income does not fit standard bank documentation.
Investors and Commercial Property
Financing for rental portfolios, multifamily properties, commercial purchases, construction and property repositioning.
Private, Bridge and Equity Financing
Short-term solutions may be considered where the borrower, property, available equity and exit strategy support a workable structure.
A Disciplined Mortgage Review
The Full Credit Picture
A mortgage request is stronger when the borrower, property, repayment capacity and exit strategy are considered together—not as isolated documents.
Start with the Property and the Borrower
Provide a brief, non-sensitive summary of the property, requested amount, intended use, borrower circumstances and timing. Monty will identify the material questions and the next information required.