How We Work
Financing is more effective when the request is properly assessed, structured and presented before it reaches a lender. Monty Capital provides direct, relationship-driven guidance from the first conversation through closing coordination.
1. Initial Assessment
We clarify the borrower, transaction, amount, purpose, timing, current financing and likely repayment source. We also identify issues that may affect lender appetite or structure.
2. Information Plan
You receive a focused list of the financial, property, corporate and transaction documents needed for a meaningful review. Sensitive documents should be shared through an agreed secure method, not ordinary email.
3. Financing Structure
We develop a proposed facility based on cash flow, assets, security, leverage, timing, covenants and exit strategy. Where appropriate, we consider more than one structure or capital source.
4. Market Approach
Once the request is ready, we approach suitable financing providers and manage questions, additional information and follow-up.
5. Term Review and Negotiation
We help compare pricing, fees, security, guarantees, covenants, amortization, reporting requirements, prepayment terms and closing conditions—not just the headline rate.
6. Closing Coordination
We work with the borrower, lender and professional advisers to track conditions, documentation, valuations and other closing requirements.
What to Expect
- Direct involvement from Monty Sands.
- Clear communication and realistic expectations.
- A disciplined lender-facing presentation.
- Respect for confidentiality and professional relationships.
Start with a Confidential Review
Tell us what you are trying to accomplish, the amount involved and the timing. We will confirm the next information required.