Capital for a Material Business Event

An acquisition, expansion, partner buyout or recapitalization changes the financial profile of a business. The structure must account for purchase price, working capital, integration costs, available security, historic cash flow, debt-service capacity and sponsor commitment.

Monty Capital translates the transaction into a clear capital plan and a request that appropriate financing sources can evaluate.

Transactions We Help Structure

• Acquisition of an operating business.
• Expansion into a new location or market.
• Major capital expenditure and equipment purchases.
• Partner or shareholder buyouts.
• Recapitalization and debt restructuring.
• Transactions combining business assets and commercial real estate.
• Management buyouts and succession transactions.

Structuring Considerations

• Senior term debt and operating liquidity.
• Commercial real estate and equipment security.
• Vendor take-back financing.
• Sponsor equity or subordinated capital.
• Earn-outs and contingent consideration.
• Working capital remaining after closing.
• Covenants, amortization and downside sensitivity.
• Integration, management continuity and the repayment plan.

Our Process

1. Define the event: Confirm the transaction, amount, timing and key parties.
2. Build the capital plan: Map sources and uses, security, equity and working-capital needs.
3. Test repayment: Review historic results, normalized cash flow, projections and sensitivities.
4. Prepare the request: Organize financial, legal and transaction materials into a lender-facing summary.
5. Approach and negotiate: Engage appropriate capital sources and compare the full terms.
6. Coordinate closing: Manage lender questions, conditions and professional advisers through funding.

Discuss an Acquisition or Growth Plan

Share the transaction type, purchase or project amount, equity available, timing and current financing. Monty will identify what is needed for an initial assessment and explain the next step.